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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Realtor Bob Preston stands for a photograph looking towards the ocean on his property in Hampton, N.H. on Friday, March 21, 2014. Preston says he has lived on New Hampshire’s seacoast his entire life and his family has sold and rented properties there for decades. He’s never had a property flood but still pays for federally mandated flood insurance. Like thousands of others across New Hampshire whose flood insurance is subsidized by the government, the amount he pays is about to go up because of changes to the National Flood Insurance Program. (AP Photo/Jim Cole)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - In this Nov. 2, 1991 file photo, the driveway leading to U.S. President George H.W. Bush's vacation compound on Walker's Point in Kennebunkport, Maine is littered with rocks and rubble left by 20-foot waves from an Atlantic storm that damaged homes and flooded roads along the coast the previous week. In 2012, Congress passed a law requiring approximately 1.1 million policyholders nationwide to start paying rates based on the true risk of flooding. Thousands of Maine homeowners and businesses could see their flood insurance rise in an attempt to put the troubled National Flood Insurance Program back on sound financial footing. Bush's home is among the properties in the program. (AP Photo/Scott Perry, File)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - In this March 31, 2010 file photo, water encircles homes from the flooded Pawtuxet River in West Warwick, R.I. In 2012, Congress passed a law requiring approximately 1.1 million policyholders nationwide to start paying rates based on the true risk of flooding. Nearly 7,000 Rhode Island homeowners and businesses could see their flood insurance premiums rise annually by double digit percentages as government-backed insurance subsidies are scaled back, according to an Associated Press analysis of data from the National Flood Insurance Program. (AP Photo/Charles Krupa, File)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Paul Garrett stands on a stairway in front of his house which leads down to the banks of the Susquehanna River in Jersey Shore, Pa. on Sunday, March 23, 2014. About a third of the borough (population 4,300) is in a flood hazard zone. Nearly 470 homes in town are expected to see flood insurance premium hikes. (AP Photo/Ralph Wilson)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - The west branch of the Susquehanna River flows past Jersey Shore, Pa. on Sunday March 23, 2014. About a third of the borough (population 4,300) is in a flood hazard zone and nearly 470 homes in town are expected to see flood insurance premium hikes because of changes to the National Flood Insurance Program. (AP Photo/Ralph Wilson)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Kelley McClurkin, talks about how rising flood insurance costs will impact her bakery and deli in Findlay, Ohio on Thursday, March 20, 2014. Her bakery, which sits near a creek that flows into the Blanchard River, has been surrounded by water several times but flooded just once - in 2007 when the worst flooding in nearly a century left behind $100 million in damage. It ruined McClurkin's ovens, display cabinets and walk-in coolers. (AP Photo/John Seewer)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Mitch Haddad stands on a second story balcony that overlooks marshlands and the harbor beyond at his restaurant, Haddad's Ocean Cafe, in the Brant Rock area of Marshfield, Mass., Friday, March 21, 2014. The restaurant has been in his family for over 70 years. When they decided to build a larger building recently, FEMA said the structure must be at least 11 feet off the ground. So they decided to go higher, building at 13 feet. About a year after the new restaurant opened, Mitch Haddad said they were told new federal flood maps now put the safe elevation at 16 feet. (AP Photo/Stephan Savoia)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Mitch Haddad, right, talks with a patron outside his restaurant, Haddad's Ocean Cafe, after lunch in the Brant Rock area of Marshfield, Mass., Friday, March 21, 2014. The restaurant has been in his family for over 70 years. When they decided to build a larger building recently, FEMA said the structure must be at least 11 feet off the ground. So they decided to go higher, building at 13 feet. About a year after the new restaurant opened, Mitch Haddad said they were told new federal flood maps now put the safe elevation at 16 feet. (AP Photo/Stephan Savoia)
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Emergency crews work along a barge that spilled oil after it was struck by a ship near the Texas City Dike, Sunday, March 23, 2014, in Texas City. The barge that once carried some 900,000 gallons of heavy tar-like oil was cleared Sunday of its remaining contents, a day after the vessel collided with a ship in the busy Houston Ship Channel and leaked as much as a quarter of its cargo into the waterway. (AP Photo/Houston Chronicle, Melissa Phillip)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - In this Oct. 31, 2012 aerial photo, a New York Air National Guard helicopter with Gov. Andrew Cuomo aboard flies over the ocean side community of Breezy Point in the Queens borough of New York to survey the damage caused by Superstorm Sandy. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Mark Lennihan)
