Disaster_Accident

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FILE - In this Friday, Jan. 3, 2014 file photo, heavy surf breaks over a seawall during a winter storm in Hampton, N.H. More than 40 percent of the properties with flood insurance in New Hampshire will see their costs go up in 2014 due to changes in the National Flood Insurance Program. Homeowners will see their rates go up as much as 18 percent each year and owners of businesses and second homes will face an annual mandatory 25 percent rate increase until they switch to a risk-based rate. (AP Photo/Jim Cole)

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Realtor Bob Preston stands for a photograph looking towards the ocean on his property in Hampton, N.H. on Friday, March 21, 2014. Preston says he has lived on New Hampshire’s seacoast his entire life and his family has sold and rented properties there for decades. He’s never had a property flood but still pays for federally mandated flood insurance. Like thousands of others across New Hampshire whose flood insurance is subsidized by the government, the amount he pays is about to go up because of changes to the National Flood Insurance Program. (AP Photo/Jim Cole)

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Chris Buckley stands near the banks of the White River in the backyard of her home in Indianapolis' flood-prone Ravenswood neighborhood on Tuesday, March 18, 2014. Buckley is among more than 13,300 Indiana homeowners who can expect annual 18 percent increases in their flood insurance premiums in the years ahead under a bipartisan measure signed Friday, March 21, 2014 by President Barack Obama. Buckley says the increases will threaten the standard of living she and her partner, Cindy Norman, have worked hard to attain. The couple has lived for more than 20 years in a their two-story home along the White River. (AP Photo/Rick Callahan)

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Chris Buckley stands behind her home in Indianapolis on Tuesday, March 18, 2014, as she describes how high waters along the White River periodically flood her backyard in the city's flood-prone Ravenswood neighborhood. Buckley is among more than 13,300 Indiana homeowners who can expect 18 percent annual increases in their flood insurance premiums in the years ahead under a bipartisan measure signed Friday, March 21, 2014 by President Barack Obama. Buckley says the increases will threaten the standard of living she and her partner, Cindy Norman, have worked hard to attain. (AP Photo/Rick Callahan)

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Residents watch as debris comes down the Stillaguamish River from the Whitman Road bridge east of Oso, Wash., Sunday, March 23, 2014. (AP Photo /The Herald, Mark Mulligan)

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Residents watch as debris comes down the Stillaguamish River from the Whitman Road bridge east of Oso Sunday, March 23, 2014. (AP Photo /The Herald, Mark Mulligan)

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Jason Anderson searches through rubble for bodies on Cory Kuntz's property near Highway 530 Sunday, March 23, 2014. The Kuntz family had gone to a baseball game Saturday morning when the fatal slide swept through the area.(AP Photo /The Herald, Genna Martin)

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Brian Anderson, left, and Coby Young search through the wreckage of a home belonging to the Kuntz family Sunday, March 23, 2014, near Oso, Wash. The entire Kuntz family was at a baseball game Saturday morning when a fatal mudslide swept through the area. The family returned Sunday to search through what remained. (AP Photo /The Herald, Genna Martin)

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Water and mud back up on the east side of Saturday's fatal mudslide near Oso, Wash., Sunday March 23, 2014. (AP Photo /The Herald, Genna Martin)

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A woman holds family photos pulled from the rubble at the site of Saturday's fatal mudslide near Oso, Wash., Sunday, March 23, 2014. (AP Photo /The Herald, Genna Martin)

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Steve Skoda stands outside of his vacation home in Lincoln, Neb. on Wednesday, March 19, 2014. Skoda, 57, said he was notified earlier in the year that his flood insurance premium would be increasing by more than 20 percent because the home lies in a flood plain, and it isn't his primary residence. "We can handle it, for the most part, but it’s never fun to have higher bills than you anticipate," Skoda said. Thousands of Nebraska homeowners will see an increase in their premium rates because of changes to the National Flood Insurance Program, which is $24 billion in debt. (AP Photo/Grant Schulte)

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Robert Atkinson stands outside of the house he shares with his mother in Lincoln, Neb., on Wednesday, March 19, 2014. They face increases in their annual flood insurance premiums due of rate changes from the National Flood Insurance Program, which is $24 billion in debt. he doesn't view the trickling creek near his backyard as a serious threat. "I've lived in Lincoln all my life and I've never seen it flood,” said Atkinson, 57. "It’s like, 'Come on.' If it gets that high, the whole city had better head for higher ground." (AP Photo/Grant Schulte)