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FILE - In this March 31, 2010 file photo, water encircles homes from the flooded Pawtuxet River in West Warwick, R.I. In 2012, Congress passed a law requiring approximately 1.1 million policyholders nationwide to start paying rates based on the true risk of flooding. Nearly 7,000 Rhode Island homeowners and businesses could see their flood insurance premiums rise annually by double digit percentages as government-backed insurance subsidies are scaled back, according to an Associated Press analysis of data from the National Flood Insurance Program. (AP Photo/Charles Krupa, File)
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Katherine and Robert Calhoun stand on a bridge overlooking Ecorse Creek behind their Dearborn Heights, Mich., home on Thursday, March 20, 2014. Living so close to the creek in a flood plain has been costly — not the least because it's flooded twice and once caused $19,000 worth of damage they had to pay after their insurance claim was rejected. When the Calhouns bought the house 22 years ago, they paid $300 annually for flood insurance. That bill is now $800. It will only get worse for the Calhouns and people around the nation when federal flood insurance premiums go up soon as decades-old subsides through the National Flood Insurance Program start to end. (AP Photo/Corey Williams)
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FILE - In this Wednesday, Aug. 22, 2007 file photo, a woman and a child look out of their front door at flood waters in Findlay, Ohio. Many home and business owners across Ohio with national flood insurance are likely to be hit with rate increases in 2014. Around 20,000 property owners in the state are among the 1.1 million policyholders nationwide facing higher rates to rescue the debt-ridden National Flood Insurance Program. (AP Photo/Madalyn Ruggiero)
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Kelley McClurkin, talks about how rising flood insurance costs will impact her bakery and deli in Findlay, Ohio on Thursday, March 20, 2014. Her bakery, which sits near a creek that flows into the Blanchard River, has been surrounded by water several times but flooded just once - in 2007 when the worst flooding in nearly a century left behind $100 million in damage. It ruined McClurkin's ovens, display cabinets and walk-in coolers. (AP Photo/John Seewer)
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FILE - This Aug. 22, 2007 aerial photo shows flood waters in downtown Findlay, Ohio. Many home and business owners across Ohio with national flood insurance are likely to be hit with rate increases in 2014. Around 20,000 property owners in the state are among the 1.1 million policyholders nationwide facing higher rates to rescue the debt-ridden National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Kiichiro Sato)
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This Oct. 31, 2012 aerial photo shows the oceanfront community of Sea Gate in the Queens borough of New York. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Mark Lennihan)
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FILE - In this Oct. 30, 2012 file photo, a boat floats in the driveway of a home in the aftermath of Superstorm Sandy in Lindenhurst, N.Y. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Jason DeCrow, File)
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In this Oct. 31, 2012 aerial photo, a New York Air National Guard helicopter with Gov. Andrew Cuomo aboard flies over the ocean side community of Breezy Point in the Queens borough of New York to survey the damage caused by Superstorm Sandy. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Mark Lennihan)
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FILE - In this Dec. 5, 2012 file photo, men walk past a house damaged during Superstorm Sandy in the Belle Harbor section of the Queens borough of New York. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Kathy Willens, File)
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Relatives of Chinese passengers aboard the missing Malaysia Airlines flight MH370 attend a meeting with the Malaysian ambassador to China and a representative of Malaysia Airlines in Beijing, China, Monday, March 24, 2014. Rain was expected to hamper the hunt Monday for debris suspected of being from the missing Malaysia Airlines jet, as the United States prepared to move a specialized device that can locate black boxes into the south Indian Ocean region. (AP Photo/Ng Han Guan)
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A Japan Maritime Self-Defense Force P-3C Orion takes off from the Royal Australian Air Force Pearce Base to commence a search for possible debris from the missing Malaysia Airlines flight MH370, in Perth, Australia, Monday, March 24, 2014. Satellite images released by Australia and China had earlier identified possible debris in an area that may be linked to the disappearance of the flight on March 8 with 239 people aboard. (AP Photo/Paul Kane, Pool)
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A man whispers on a cellphone near a board which reads "MH370 missing day 17" at a room reserved for relatives of Chinese passengers aboard the missing Malaysia Airlines jet in Beijing, China, Monday, March 24, 2014. Rain was expected to hamper the hunt Monday for debris suspected of being from the missing Malaysia Airlines jet, as the United States prepared to move a specialized device that can locate black boxes into the south Indian Ocean region. (AP Photo/Ng Han Guan)
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Japan Maritime Self-Defense Force farewell their P-3C Orion as it taxis from the Royal Australian Air Force Pearce Base to commence a search for possible debris from the missing Malaysia Airlines flight MH370, in Perth, Australia, Monday, March 24, 2014. Satellite images released by Australia and China had earlier identified possible debris in an area that may be linked to the disappearance of the flight on March 8 with 239 people aboard. (AP Photo/Paul Kane, Pool)
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A woman read message cards tied up for passengers aboard a missing Malaysia Airlines plane, at a shopping mall in Kuala Lumpur, Malaysia, Monday, March 24, 2014. A Chinese plane on Monday spotted two white, square-shaped objects in an area identified by satellite imagery as containing possible debris from the missing Malaysian airliner, while the United States separately prepared to send a specialized device that can locate black boxes. (AP Photo)
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FILE - In this Nov. 2, 1991 file photo, U.S. President George H.W. Bush looks over damage in his family's vacation home on Walker's Point in Kennebunkport, Maine. The Bush compound suffered extensive damage by high seas and winds that hit New England the previous week. In 2012, Congress passed a law requiring approximately 1.1 million policyholders nationwide to start paying rates based on the true risk of flooding. Thousands of Maine homeowners and businesses could see their flood insurance rise in an attempt to put the troubled National Flood Insurance Program back on sound financial footing. Bush's home is among the properties in the program. (AP Photo/J. Scott Applewhite, File)
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FILE - In this Nov. 2, 1991 file photo, the driveway leading to U.S. President George H.W. Bush's vacation compound on Walker's Point in Kennebunkport, Maine is littered with rocks and rubble left by 20-foot waves from an Atlantic storm that damaged homes and flooded roads along the coast the previous week. In 2012, Congress passed a law requiring approximately 1.1 million policyholders nationwide to start paying rates based on the true risk of flooding. Thousands of Maine homeowners and businesses could see their flood insurance rise in an attempt to put the troubled National Flood Insurance Program back on sound financial footing. Bush's home is among the properties in the program. (AP Photo/Scott Perry, File)
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Mitch Haddad stands on a second story balcony that overlooks marshlands and the harbor beyond at his restaurant, Haddad's Ocean Cafe, in the Brant Rock area of Marshfield, Mass., Friday, March 21, 2014. The restaurant has been in his family for over 70 years. When they decided to build a larger building recently, FEMA said the structure must be at least 11 feet off the ground. So they decided to go higher, building at 13 feet. About a year after the new restaurant opened, Mitch Haddad said they were told new federal flood maps now put the safe elevation at 16 feet. (AP Photo/Stephan Savoia)
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Mitch Haddad, right, talks with a patron outside his restaurant, Haddad's Ocean Cafe, after lunch in the Brant Rock area of Marshfield, Mass., Friday, March 21, 2014. The restaurant has been in his family for over 70 years. When they decided to build a larger building recently, FEMA said the structure must be at least 11 feet off the ground. So they decided to go higher, building at 13 feet. About a year after the new restaurant opened, Mitch Haddad said they were told new federal flood maps now put the safe elevation at 16 feet. (AP Photo/Stephan Savoia)
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FILE - In this Monday, Oct. 29, 2012 file photo, a rising high tide covers roads in Hampton, N.H. More than 40 percent of the properties with flood insurance in New Hampshire will see their costs go up in 2014 due to changes in the National Flood Insurance Program. Homeowners will see their rates go up as much as 18 percent each year and owners of businesses and second homes will face an annual mandatory 25 percent rate increase until they switch to a risk-based rate. (AP Photo/Jim Cole)
