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Bob Brellenthin of Pahlen Realty stands next to a sign for the city's leading employer, Polaris Industries, in Roseau, Minn. on Thursday, March 20, 2014. Higher premiums mandated by a 2012 federal law have put the brakes on what should be a booming real estate market from hiring at the company's ATV and snowmobile plant. (AP Photo/Bruce Crummy)
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FILE - In this Wednesday, Aug. 22, 2007 file photo, a woman and a child look out of their front door at flood waters in Findlay, Ohio. Many home and business owners across Ohio with national flood insurance are likely to be hit with rate increases in 2014. Around 20,000 property owners in the state are among the 1.1 million policyholders nationwide facing higher rates to rescue the debt-ridden National Flood Insurance Program. (AP Photo/Madalyn Ruggiero)
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FILE - In this Monday, Oct. 29, 2012 file photo, a rising high tide covers roads in Hampton, N.H. More than 40 percent of the properties with flood insurance in New Hampshire will see their costs go up in 2014 due to changes in the National Flood Insurance Program. Homeowners will see their rates go up as much as 18 percent each year and owners of businesses and second homes will face an annual mandatory 25 percent rate increase until they switch to a risk-based rate. (AP Photo/Jim Cole)
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FILE - In this Friday, Jan. 3, 2014 file photo, heavy surf breaks over a seawall during a winter storm in Hampton, N.H. More than 40 percent of the properties with flood insurance in New Hampshire will see their costs go up in 2014 due to changes in the National Flood Insurance Program. Homeowners will see their rates go up as much as 18 percent each year and owners of businesses and second homes will face an annual mandatory 25 percent rate increase until they switch to a risk-based rate. (AP Photo/Jim Cole)
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Michael and Lurie Portanova sit in front of their commercial property in Jersey Shore, Pa. on Sunday March 23, 2014. The couple bought the buildings with the intention of restoring their historical details and opening a cafe and canoe rental business. But with an annual scaling back of government subsidies for flood insurance, Michael says, "We'd have to let it go back to the bank and walk away from it." (AP Photo/Ralph Wilson)
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The body of a duck covered in heavy crude oil lays on the beach along Boddeker Road in Galveston, Texas on Sunday March 23, 2014. The oil is leaking from a disabled barge, that collided with a ship Saturday near the Texas City Dike. (AP Photo/The Daily News, Jennifer Reynolds)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - In this Monday, Oct. 29, 2012 file photo, a rising high tide covers roads in Hampton, N.H. More than 40 percent of the properties with flood insurance in New Hampshire will see their costs go up in 2014 due to changes in the National Flood Insurance Program. Homeowners will see their rates go up as much as 18 percent each year and owners of businesses and second homes will face an annual mandatory 25 percent rate increase until they switch to a risk-based rate. (AP Photo/Jim Cole)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - In this Friday, Jan. 3, 2014 file photo, heavy surf breaks over a seawall during a winter storm in Hampton, N.H. More than 40 percent of the properties with flood insurance in New Hampshire will see their costs go up in 2014 due to changes in the National Flood Insurance Program. Homeowners will see their rates go up as much as 18 percent each year and owners of businesses and second homes will face an annual mandatory 25 percent rate increase until they switch to a risk-based rate. (AP Photo/Jim Cole)
