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20121030-185139-pic-648622532.jpg

20121030-185139-pic-648622532.jpg

Jason Locke sweeps water and mud from his parents’ home in Westport, Mass., Tuesday, the day after Sandy slammed into the East Coast. With the storm affecting so many oceanfront communities, many homeowners who suffered losses because of flooding likely will find themselves out of luck when it comes to insurance. Standard policies don’t cover flood damage, and the vast majority don’t have specific flood insurance. (Associated Press)

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20121029edsuc-a.jpg

Just how prepared are we for hurricane Sandy? (Illustration by Dana Summers for the Orlando Sentinel)

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STORM_4613_20121030

Brian Hajeski, 41, of Brick, N.J., reacts after looking at debris of a home that washed up on to the Mantoloking Bridge the morning after superstorm Sandy rolled through, Tuesday, Oct. 30, 2012, in Mantoloking, N.J. Sandy, the storm that made landfall Monday, caused multiple fatalities, halted mass transit and cut power to more than 6 million homes and businesses. (AP Photo/Julio Cortez)

STORM_4610_20000101

STORM_4610_20000101

North Carolina 12 is buckled from pounding surf leading into Mirlo Beach in Rodanthe, N.C. on Tuesday, Oct. 30, 2012. People on North Carolina's Outer Banks are facing some flooding and damage from Hurricane Sandy, but emergency management officials say it could have been worse. North Carolina Transportation Department spokeswoman Greer Beaty said the highway was closed Tuesday until crews inspect the road. (AP Photo/The Virginian-Pilot, Steve Earley)

STORM_4609_20121030

STORM_4609_20121030

Joe and Linda Bays shovel snow in front of their home in Beckley, W.Va. on Tuesday, Oct. 30, 2012. The storm that hit late Monday and into Tuesday dumped up to 19 inches of snow in West Virginia, cutting electricity to about 271,000 customers and closing dozens of roads. One storm-related death was reported. (AP Photo/Jon C. Hancock)

STORM_4608_20121030

STORM_4608_20121030

This NOAA satellite image taken Tuesday, Oct. 30, 2012, shows superstorm Sandy slowly moving westward while weakening across southern Pennsylvania. The National Weather Service said a foot and more of snow was reported in lower elevations of West Virginia, where most towns and roads are. High elevations in the mountains were getting more than two feet and a blizzard warning for more than a dozen counties was in effect until Wednesday afternoon. (AP Photo/NOAA)

STORM_4607_20121030

STORM_4607_20121030

Jason Locke sweeps water and mud from his parents' home in Westport, Mass., Tuesday, Oct. 30, 2012. Many homeowners who suffered losses because of flooding from Hurricane Sandy are likely to find themselves out of luck. Standard homeowners policies don't cover flooding damage, and the vast majority of homeowners don't have flood insurance.Yet it's likely that many Northeasterners will purchase it in coming months, hoping they'll be covered the next time around, at a cost averaging around $600 a year. (AP Photo/The Standard Times, Peter Pereira)

STORM_4606_20121030

STORM_4606_20121030

Floodwaters surround homes near the Mantoloking Bridge the morning after superstorm Sandy rolled through, Tuesday, Oct. 30, 2012, in Mantoloking, N.J. Sandy, the storm that made landfall Monday, caused multiple fatalities, halted mass transit and cut power to more than 6 million homes and businesses. (AP Photo/Julio Cortez)

STORM_4605_20121030

STORM_4605_20121030

A lone home sits on the beach in an area that residents say was filled with homes but are now gone the morning after superstorm Sandy rolled through, Tuesday, Oct. 30, 2012, in Mantoloking, N.J. Debris from Betty Wagner's home, lower right, rests on top of the Mantoloking Bridge. Sandy, the storm that made landfall Monday, caused multiple fatalities, halted mass transit and cut power to more than 6 million homes and businesses. (AP Photo/Julio Cortez)

STORM_4604_20121030

STORM_4604_20121030

People, some waving to those on dry ground, are rescued by boat in Little Ferry, N.J. Tuesday, Oct. 30, 2012 in the wake of superstorm Sandy. Sandy, the storm that made landfall Monday, caused multiple fatalities, halted mass transit and cut power to more than 6 million homes and businesses. (AP Photo/Craig Ruttle)

STORM_4602_20121030

STORM_4602_20121030

Pleasure boats pile up 30 yards or more from the waterís edge in the wake of Hurricane Sandy, Tuesday, Oct. 30, 2012, in the Cliffwood Beach section of Aberdeen, N.J. The storm's high winds and the high astronomical tide paired up to rip the boats away from their dock and deposit them on shore. (AP Photo/Peter Hermann, III)

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STORM_4601_20121030

A police officer watch as a passerby look into a store through a damaged security grate, in the aftermath of Hurricane Sandy on Tuesday, Oct. 30, 2012, on Mermaid Avenue in Coney Island, N.Y. Sandy, the storm that made landfall Monday, caused multiple fatalities, halted mass transit and cut power to more than 6 million homes and businesses.(AP Photo/Bebeto Matthews)

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SANDYDAMAGE_004_10301504.JPG

Tom Hershenson, a resident of D.C., peers over to a sink hole which is roped off on the 1900 block of Biltmore St NW., in Washington, D.C., Tuesday, October 30, 2012. Wind and heavy rain from hurricane Sandy caused the sink hole to open, making it a dangerous area for residents. (Andrew S. Geraci/The Washington Times)

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STORMDC_4599_20121030

The National Guard blocks Compromise St. which flooded, Annapolis, Md., Tuesday, Oct. 30, 2012. The storm left early a foot and half of water along Dock St. but the stores are more worried about the tide which rises at 5:45pm and could bring another two feet of water. (Craig Bisacre/The Washington Times)

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STORMDC_4598_20121030

Noreen B., 15, from Annapolis, Md., walks through flooded Dock St. in downtown Annapolis, Md., Tuesday, Oct. 30, 2012. The storm left early a foot and half of water but the stores are more worried about the tide which rises at 5:45pm and could bring another two feet of water. (Craig Bisacre/The Washington Times)

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STORMDC_4596_20121030

Storm Bros. Owner, Sveinn Storm, from Annapolis, Md., removes water from his store along Dock St. in downtown Annapolis, Md., Tuesday, Oct. 30, 2012. The storm left early a foot and half of water along Dock St. but the stores are more worried about the tide which rises at 5:45pm and could bring another two feet of water. (Craig Bisacre/The Washington Times)

STORMDC_4595_20121030

STORMDC_4595_20121030

Sofie Lamartin, 22, from Annapolis, Md., left, walks with Erik Dronberger, 27, from Annapolis Md., walks though flooded Dock St., Annapolis Md., Tuesday, Oct. 30, 2012. The storm left early a foot and half of water along Dock St. but the stores are more worried about the tide which rises at 5:45pm and could bring another two feet of water. (Craig Bisacre/The Washington Times)

STORM_4588_20121030

STORM_4588_20121030

Foundations and pilings are all that remain of brick buildings and a boardwalk in Atlantic City, N.J., Tuesday, Oct. 30, 2012, after they were destroyed when a powerful storm that started out as Hurricane Sandy made landfall on the East Coast on Monday night. (AP Photo/Seth Wenig)