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Katherine and Robert Calhoun stand on a bridge overlooking Ecorse Creek behind their Dearborn Heights, Mich., home on Thursday, March 20, 2014. Living so close to the creek in a flood plain has been costly — not the least because it's flooded twice and once caused $19,000 worth of damage they had to pay after their insurance claim was rejected. When the Calhouns bought the house 22 years ago, they paid $300 annually for flood insurance. That bill is now $800. It will only get worse for the Calhouns and people around the nation when federal flood insurance premiums go up soon as decades-old subsides through the National Flood Insurance Program start to end. (AP Photo/Corey Williams)
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This Oct. 31, 2012 aerial photo shows the oceanfront community of Sea Gate in the Queens borough of New York. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Mark Lennihan)
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FILE - In this Oct. 30, 2012 file photo, a boat floats in the driveway of a home in the aftermath of Superstorm Sandy in Lindenhurst, N.Y. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Jason DeCrow, File)
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In this Oct. 31, 2012 aerial photo, a New York Air National Guard helicopter with Gov. Andrew Cuomo aboard flies over the ocean side community of Breezy Point in the Queens borough of New York to survey the damage caused by Superstorm Sandy. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Mark Lennihan)
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Realtor Bob Preston stands for a photograph looking towards the ocean on his property in Hampton, N.H. on Friday, March 21, 2014. Preston says he has lived on New Hampshire’s seacoast his entire life and his family has sold and rented properties there for decades. He’s never had a property flood but still pays for federally mandated flood insurance. Like thousands of others across New Hampshire whose flood insurance is subsidized by the government, the amount he pays is about to go up because of changes to the National Flood Insurance Program. (AP Photo/Jim Cole)
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United States Coast Guardsmen inspect oil washing ashore along Boddeker Road in Galveston, Texas on Sunday March 23, 2014. More than 160,000 gallons of heavy fuel oil is leaking from a disabled barge, that collided with a ship Saturday near the Texas City Dike. (AP Photo/The Daily News, Jennifer Reynolds)
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The body of a duck covered in heavy crude oil lays on the beach along Boddeker Road in Galveston, Texas on Sunday March 23, 2014. The oil is leaking from a disabled barge, that collided with a ship Saturday near the Texas City Dike. (AP Photo/The Daily News, Jennifer Reynolds)
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Kenny Chery shoots over Jahenns Manigat during the first half of a third-round game in the NCAA college basketball tournament Sunday, March 23, 2014, in San Antonio. (AP Photo/Eric Gay)
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Creighton head coach Greg McDermott, right, argues with an official during the first half of a third-round game against Baylor in the NCAA college basketball tournament Sunday, March 23, 2014, in San Antonio. (AP Photo/Eric Gay)
