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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Darrin Moir, right, and his wife Leonor Moir, stand Monday, March 18, 2014 on the deck of their house, which is located along the Little Hoquiam River in Hoquiam, Wash. The Moirs currently pay about $1,700 annually for flood insurance, even though they say they have never had a major flooding incident since buying their home in 1996. Possible rate increases could up their premiums to more than $9,000 a year, which they say could prevent them from eventually selling their home. (AP Photo/Ted S. Warren)

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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Jack Durney, mayor of Hoquiam, Wash., stands on a hill on Monday, March 18, 2014, overlooking his city, the Hoquiam River, and Grays Harbor. Because most of Hoquiam lies in the flood plain, Durney says possible increases in federal flood insurance rates would adversely affect many who live in his town. In the old logging port on an estuarine bay, the great majority of the 8,700 residents live in a flood hazard area. (AP Photo/Ted S. Warren)

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Firefighters work to put out a fire at Mariner's Cove Inn in Point Pleasant Beach, N.J. early Friday, March 21, 2014. An early morning fire killed three people at the Jersey shore motel whose residents included Superstorm Sandy victims who were staying there because their homes remain uninhabitable nearly a year and a half after the storm, officials said. Three other people were critically injured in the blaze. Authorities said several other people may be unaccounted for. Investigators are interviewing motel management to determine how many people were staying there when the fire broke out. The motel's office was destroyed and most records were lost. (AP Photo/The Asbury Park Press, Tom Spader ) NO SALES

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Firefighters work to put out a fire at Mariner's Cove Inn in Point Pleasant Beach, N.J. early Friday, March 21, 2014. An early morning fire killed three people at the Jersey shore motel whose residents included Superstorm Sandy victims who were staying there because their homes remain uninhabitable nearly a year and a half after the storm, officials said. Three other people were critically injured in the blaze. Authorities said several other people may be unaccounted for. Investigators are interviewing motel management to determine how many people were staying there when the fire broke out. The motel's office was destroyed and most records were lost. (AP Photo/The Asbury Park Press, Tom Spader ) NO SALES

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Firefighters investigate an early morning fire at the Mariner's Cove Hotel in Point Pleasant Beach, N.J. on Friday, March 21, 2014. An early morning fire killed three people at the Jersey shore motel whose residents included Superstorm Sandy victims who were staying there because their homes remain uninhabitable nearly a year and a half after the storm, officials said. Three other people were critically injured in the blaze. Authorities said several other people may be unaccounted for. Investigators are interviewing motel management to determine how many people were staying there when the fire broke out. The motel's office was destroyed and most records were lost. (AP Photo/David Gard)

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Firefighters investigate an early morning fire at the Mariner's Cove Hotel in Point Pleasant Beach, N.J. on Friday, March 21, 2014. An early morning fire killed three people at the Jersey shore motel whose residents included Superstorm Sandy victims who were staying there because their homes remain uninhabitable nearly a year and a half after the storm, officials said. Three other people were critically injured in the blaze. Authorities said several other people may be unaccounted for. Investigators are interviewing motel management to determine how many people were staying there when the fire broke out. The motel's office was destroyed and most records were lost. (AP Photo/David Gard)

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Firefighters investigate an early morning fire at the Mariner's Cove Hotel in Point Pleasant Beach, N.J. on Friday, March 21, 2014. An early morning fire killed three people at the Jersey shore motel whose residents included Superstorm Sandy victims who were staying there because their homes remain uninhabitable nearly a year and a half after the storm, officials said. Three other people were critically injured in the blaze. Authorities said several other people may be unaccounted for. Investigators are interviewing motel management to determine how many people were staying there when the fire broke out. The motel's office was destroyed and most records were lost. (AP Photo/David Gard)