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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - This detail of an insurance form shows the cost of flood insurance for Regina Bachman's home in Loveland, Ohio on Friday, March 21, 2014. After stretching her finances to buy a $95,000 home near a creek in September 2013, she was belatedly hit with an annual flood insurance bill of $7,900. The previous owner had paid under $700. (AP Photo/Al Behrman)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Regina Bachman looks through papers dealing flood insurance on her property inside her home in Loveland, Ohio on Friday, March 21, 2014. Bachman bought the home in September 2013 and was initially told by the bank that flood insurance on the property would be affordable, only to find out after closing that the rates were going to increase over $7,000 more annually with new premiums for the National Flood Insurance Program. (AP Photo/Al Behrman)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - In this Wednesday, Aug. 22, 2007 file photo, a woman and a child look out of their front door at flood waters in Findlay, Ohio. Many home and business owners across Ohio with national flood insurance are likely to be hit with rate increases in 2014. Around 20,000 property owners in the state are among the 1.1 million policyholders nationwide facing higher rates to rescue the debt-ridden National Flood Insurance Program. (AP Photo/Madalyn Ruggiero)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Kelley McClurkin, talks about how rising flood insurance costs will impact her bakery and deli in Findlay, Ohio on Thursday, March 20, 2014. Her bakery, which sits near a creek that flows into the Blanchard River, has been surrounded by water several times but flooded just once - in 2007 when the worst flooding in nearly a century left behind $100 million in damage. It ruined McClurkin's ovens, display cabinets and walk-in coolers. (AP Photo/John Seewer)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - This Aug. 22, 2007 aerial photo shows flood waters in downtown Findlay, Ohio. Many home and business owners across Ohio with national flood insurance are likely to be hit with rate increases in 2014. Around 20,000 property owners in the state are among the 1.1 million policyholders nationwide facing higher rates to rescue the debt-ridden National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Kiichiro Sato)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Mitch Haddad stands on a second story balcony that overlooks marshlands and the harbor beyond at his restaurant, Haddad's Ocean Cafe, in the Brant Rock area of Marshfield, Mass., Friday, March 21, 2014. The restaurant has been in his family for over 70 years. When they decided to build a larger building recently, FEMA said the structure must be at least 11 feet off the ground. So they decided to go higher, building at 13 feet. About a year after the new restaurant opened, Mitch Haddad said they were told new federal flood maps now put the safe elevation at 16 feet. (AP Photo/Stephan Savoia)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Mitch Haddad, right, talks with a patron outside his restaurant, Haddad's Ocean Cafe, after lunch in the Brant Rock area of Marshfield, Mass., Friday, March 21, 2014. The restaurant has been in his family for over 70 years. When they decided to build a larger building recently, FEMA said the structure must be at least 11 feet off the ground. So they decided to go higher, building at 13 feet. About a year after the new restaurant opened, Mitch Haddad said they were told new federal flood maps now put the safe elevation at 16 feet. (AP Photo/Stephan Savoia)
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Emergency crews work along a barge that spilled oil after it was struck by a ship near the Texas City Dike, Sunday, March 23, 2014, in Texas City. The barge that once carried some 900,000 gallons of heavy tar-like oil was cleared Sunday of its remaining contents, a day after the vessel collided with a ship in the busy Houston Ship Channel and leaked as much as a quarter of its cargo into the waterway. (AP Photo/Houston Chronicle, Melissa Phillip)
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A black sticky oily substance is shown along the beach at the Texas City Dike near the barge spill cleanup site Sunday, March 23, 2014 in Texas City. Officials say the material is consistent with how oil could appear when it impacts beaches. However it would have to be analyzed to determine its origin. A barge that once carried some 900,000 gallons of heavy tar-like oil was cleared Sunday of its remaining contents, a day after the vessel collided with a ship in the busy Houston Ship Channel and leaked as much as a quarter of its cargo into the waterway. (AP Photo/Houston Chronicle, Melissa Phillip)
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A black sticky oily substance is shown along the beach at the Texas City Dike near the barge spill cleanup site Sunday, March 23, 2014 in Texas City. Officials say the material is consistent with how oil could appear when it impacts beaches. However it would have to be analyzed to determine its origin. A barge that once carried some 900,000 gallons of heavy tar-like oil was cleared Sunday of its remaining contents, a day after the vessel collided with a ship in the busy Houston Ship Channel and leaked as much as a quarter of its cargo into the waterway. (AP Photo/Houston Chronicle, Melissa Phillip)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - This Oct. 31, 2012 aerial photo shows the oceanfront community of Sea Gate in the Queens borough of New York. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Mark Lennihan)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - In this Oct. 30, 2012 file photo, a boat floats in the driveway of a home in the aftermath of Superstorm Sandy in Lindenhurst, N.Y. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Jason DeCrow, File)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - This March 20, 2014 photo provided by Stewart Clark shows Gay Alexander’s waterfront home in Long Beach, N.Y. For Alexander, Superstorm Sandy "is not over," she says as she speaks about the cost for flood insurance on her damaged, waterfront Long Island home. After the storm, Alexander saw her federal flood insurance bill soar from $850 to $2,200. (AP Photo/Stewart Clark)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - In this Oct. 31, 2012 aerial photo, a New York Air National Guard helicopter with Gov. Andrew Cuomo aboard flies over the ocean side community of Breezy Point in the Queens borough of New York to survey the damage caused by Superstorm Sandy. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Mark Lennihan)
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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - In this Dec. 5, 2012 file photo, men walk past a house damaged during Superstorm Sandy in the Belle Harbor section of the Queens borough of New York. While President Barack Obama signed a law Friday, March 21, 2014 that will delay steep increases to flood insurance paid by many, nearly 60,000 policyholders in New York state are among the 1.1 million nationwide who will see their federally subsidized flood insurance premiums rise as part of changes to the National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Kathy Willens, File)
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Washington State Patrol Trooper Hyatt takes down the name of a driver as he monitors Highway 530 near Jim Creek Rd., which is closed to everyone but residents and family members, Sunday, March 23, 2014 the day after a giant landslide occurred near Oso, Wash. on Highway 530. Rescue crews searched into the night for survivors from a massive mudslide that killed at least three people, after hearing voices from the debris field pleading for help. (AP Photo/The Seattle Times, Lindsey Wasson) OUTS: SEATTLE OUT, USA TODAY OUT, MAGAZINES OUT, SALES OUT. MANDATORY CREDIT TO LINDSEY WASSON/THE SEATTLE TIMES
