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Joe Melomo, from Austin, Texas, testifies on Capitol Hill in Washington, Wednesday, April 30, 2014, before the Senate Special Committee on Aging hearing on 'Exploring the Perils of the Precious Metals Market' . Melomo says he lost more than $200,000 after investing in gold and silver with a Florida-based precious metals company, almost everything he had saved for retirement. (AP Photo)

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Joe Melomo, from Austin, Texas, testifies on Capitol Hill in Washington, Wednesday, April 30, 2014, before the Senate Special Committee on Aging hearing on 'Exploring the Perils of the Precious Metals Market' . Melomo says he lost more than $200,000 after investing in gold and silver with a Florida-based precious metals company, almost everything he had saved for retirement. (AP Photo)

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Joe Melomo, from Austin, Texas, left, accompanied by Dama Brown, director, Southwest Region, Federal Trade Commission, testifies on Capitol Hill in Washington, Wednesday, April 30, 2014, before the Senate Special Committee on Aging hearing on 'Exploring the Perils of the Precious Metals Market' . Melomo says he lost more than $200,000 after investing in gold and silver with a Florida-based precious metals company, almost everything he had saved for retirement. (AP Photo)

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This mobile phone photo provided Ali Hallock shows smoke rising after several CSX tanker cars carrying crude oil derailed, from the view of a bridge over the James river, Wednesday, April 30, 2014, in Lynchburg, Va. Authorities evacuated numerous buildings Wednesday after the derailment. (AP Photo/Ali Hallock) MANDATORY CREDIT

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In this mobile phone photo provided Charles Peters, smoke rises after several CSX tanker cars carrying crude oil derailed on Wednesday, April 30, 2014, in Lynchburg, Va. Authorities evacuated numerous buildings Wednesday after the derailment. (AP Photo/Charles Peters) MANDATORY CREDIT

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In this mobile phone photo provided Charles Peters, people look on as smoke rises after several CSX tanker cars carrying crude oil derailed on Wednesday, April 30, 2014, in Lynchburg, Va. Authorities evacuated numerous buildings Wednesday after the derailment. (AP Photo/Charles Peters) MANDATORY CREDIT

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In this mobile phone photo provided Allison Hallock, people watch smoke rise from a bridge over the James river after several CSX tanker cars carrying crude oil derailed, Wednesday, April 30, 2014, in Lynchburg, Va. Authorities evacuated numerous buildings Wednesday after the derailment. (AP Photo/Ali Hallock) MANDATORY CREDIT

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In this mobile phone photo provided Charles Peters, smoke rises after several CSX tanker cars carrying crude oil derailed on Wednesday, April 30, 2014, in Lynchburg, Va. Authorities evacuated numerous buildings Wednesday after the derailment. (AP Photo/Charles Peters) MANDATORY CREDIT

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92fcf3b0ea35dc10520f6a706700e6d0.jpg

In this mobile phone photo provided Charles Peters, smoke rises after several CSX tanker cars carrying crude oil derailed on Wednesday, April 30, 2014, in Lynchburg, Va. Authorities evacuated numerous buildings Wednesday after the derailment. (AP Photo/Charles Peters) MANDATORY CREDIT

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APTOPIX Train Derailment Virginia.JPEG-0b896.jpg

In this image made available by the City of Lynchburg, shows several CSX tanker cars carrying crude oil in flames after derailing in downtown Lynchburg, Va., Wednesday, April 30, 2014. (AP Photo/City of Lynchburg, LuAnn Hunt)