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FILE - In this Jan. 12, 2018, file photo, Ana Martinez, a medical assistant at the Sea Mar Community Health Center, gives a patient a flu shot in Seattle. Researchers found in a study of credit reports that more than 2 percent of adults had medical bills under $200 sent to a collections agency. More than half of the annual medical collections were for less than $600, according to the study, which examined 2016 credit reports for more than 4 million unidentified people. (AP Photo/Ted S. Warren, File)

FILE - In this Jan. 12, 2018, file photo, Ana Martinez, a medical assistant at the Sea Mar Community Health Center, gives a patient a flu shot in Seattle. Researchers found in a study of credit reports that more than 2 percent of adults had medical bills under $200 sent to a collections agency. More than half of the annual medical collections were for less than $600, according to the study, which examined 2016 credit reports for more than 4 million unidentified people. (AP Photo/Ted S. Warren, File)

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