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In this October 2014 photo provided by Nerdwallet, Takiia Anderson, left, poses for a photo with her daughter Taje Perkins during a campus visit to Anderson’s alma mater, Howard University in Washington. Today, Anderson’s student debt is long gone. She has nearly $500,000 in retirement savings, and her daughter, Taje Perkins, finished her third year at Spelman College in Atlanta with no student loans to cover its nearly $30,000 per year in tuition and fees. (Nerdwallet via AP)

Single mom masterminds $700K swing from debt to savings

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