Topic - Mortgage Bankers Association

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In this photo taken Oct. 11, 2014, an abandoned home in Kenton, Ohio. Long seen as having devastated Sun Belt cities, the subprime mortgage crisis unleashed turmoil on Ohio and other rural areas. Now federal officials are pledging regulatory attention and financial help. Subprime loans were distributed in the rural U.S. at even higher rates on average than in metropolitan counties. Much of it was concentrated in Appalachia and other areas stretching from Ohio, West Virginia and Kentucky to Mississippi, Louisiana, Texas and the Great Plains, according to government data provided to The Associated Press by researchers at the U.S. Department of Agriculture and Middlebury College. (AP Photo/Jay LaPrete)

Enticing low rates, but impact could be limited

By Marcy Gordon - Associated Press

**FILE** A house is shown "for sale" in Alhambra, Calif. on Nov. 8, 2012. (Associated Press)

Independence Day fireworks: Mortgage market rocked by soaring rates

By Patrice Hill - The Washington Times

“We’re at a point right now where banks are afraid to make a bad loan,” says David H. Stevens, president of the Mortgage Bankers Association. He said additional regulations are likely to worsen the situation, particularly for people with average credit ratings who want to buy their first homes. (J.M. Eddins Jr./The Washington Time)

Mortgage industry insider warns about a stifling regulatory cliff

By Patrice Hill - The Washington Times

** FILE ** A real estate agency sign advertises a house for sale in San Diego on Wednesday, June 13, 2012. (AP Photo/Gregory Bull)

Mortgage refinancings surge amid record-low rates

By Patrice Hill - The Washington Times

** FILE ** A man sleeps at Monastiraki Square in central Athens in May, 2012. Homelessness, the most visible sign of Greece's financial despair, has risen by around 25 percent, according to estimates by a state-funded relief agency. (Associated Press)

In Europe’s gloom, some rays of hope for U.S. economy

By Patrice Hill - The Washington Times

Mortgage applications rise 13 percent on low rates

Associated Press

Sun Belt housing ‘flips’ backfire