Carl Bechdel
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In this March 23, 2014 photo, Carl Bechdel, left, and his husband Dan Miller, pose for a photograph at their home in Harrisburg, Pa. It took two months of near daily phone calls and emails to an insurer for Bechdel and Miller to get family coverage under the federal health law. The couple was initially told their application was not processed because Pennsylvania doesn't recognize their marriage. Gay couples are finding that access to such family plans is not guaranteed, as the Obama administration seeks belatedly to ensure equitable coverage is available for same-sex spouses. (AP Photo/Matt Rourke)

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In this March 23, 2014 photo, Carl Bechdel, left, and his husband Dan Miller, pose for a photograph at their home in Harrisburg, Pa. It took two months of near daily phone calls and emails to an insurer for Bechdel and Miller to get family coverage under the federal health law. The couple was initially told their application was not processed because Pennsylvania doesn't recognize their marriage. Gay couples are finding that access to such family plans is not guaranteed, as the Obama administration seeks belatedly to ensure equitable coverage is available for same-sex spouses. (AP Photo/Matt Rourke)