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In this photo from Aug. 24, 2011, Denise Williams talks with a reporter in Wilkes-Barre, Pa. Williams entered Monmouth University in New Jersey in 2005, and six years later, the 27-year-old Hanover Township woman struggles to meet even her most basic needs as she deals with the reality of paying off the $45,000 in student debt she amassed. (Associated Press/The Times Leader)
Photo by: Aimee Dilger
In this photo from Aug. 24, 2011, Denise Williams talks with a reporter in Wilkes-Barre, Pa. Williams entered Monmouth University in New Jersey in 2005, and six years later, the 27-year-old Hanover Township woman struggles to meet even her most basic needs as she deals with the reality of paying off the $45,000 in student debt she amassed. (Associated Press/The Times Leader)

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