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**FILE** In this photo from Nov. 17, 2009, Brian Moynihan, Bank of America's president of consumer and small business banking, testifies on Capitol Hill before the House Oversight and Government Reform Committee hearing on the role of the federal government in the Bank of America-Merrill Lynch merger. (Associated Press)
Photo by: Alex Brandon
**FILE** In this photo from Nov. 17, 2009, Brian Moynihan, Bank of America's president of consumer and small business banking, testifies on Capitol Hill before the House Oversight and Government Reform Committee hearing on the role of the federal government in the Bank of America-Merrill Lynch merger. (Associated Press)

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