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FILE - This April 3, 2019, file photo shows a tip box filled with U.S. currency in New York. People who are in financial distress, such as hiding purchases, spending compulsively or avoiding their financial statements, definitely should seek help, according to Ed Coambs, a certified financial planner and licensed family and marriage therapist who specializes in financial therapy. Financial therapy is the practice of helping people with how they think, feel and behave with money to improve their well-being, according to the Financial Therapy Association. (AP Photo/Mark Lennihan, File)

FILE - This April 3, 2019, file photo shows a tip box filled with U.S. currency in New York. People who are in financial distress, such as hiding purchases, spending compulsively or avoiding their financial statements, definitely should seek help, according to Ed Coambs, a certified financial planner and licensed family and marriage therapist who specializes in financial therapy. Financial therapy is the practice of helping people with how they think, feel and behave with money to improve their well-being, according to the Financial Therapy Association. (AP Photo/Mark Lennihan, File)

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