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FILE - In this April 9, 2019, file photo, pedestrians walk on the campus at Stanford University in Stanford, Calif. Generally speaking, there are three types of award: free money, such as scholarships and grants; borrowed money, such as loans that need to be paid back; and earned money, such as work study in which you get a work-study job, earn the money and don’t have to repay it. The offer will vary from year to year. (AP Photo/Jeff Chiu, File)

FILE - In this April 9, 2019, file photo, pedestrians walk on the campus at Stanford University in Stanford, Calif. Generally speaking, there are three types of award: free money, such as scholarships and grants; borrowed money, such as loans that need to be paid back; and earned money, such as work study in which you get a work-study job, earn the money and don’t have to repay it. The offer will vary from year to year. (AP Photo/Jeff Chiu, File)

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