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FILE - In this Oct. 24, 2019, file photo students walks in front of Fraser Hall on the University of Kansas campus in Lawrence, Kan. Many parents take out student loans to help pay for their child’s education. But not all of them share that information with their son or daughter. That silence is an easy misstep for parents who decide to borrow student loans in their own names.  (AP Photo/Orlin Wagner, File)

FILE - In this Oct. 24, 2019, file photo students walks in front of Fraser Hall on the University of Kansas campus in Lawrence, Kan. Many parents take out student loans to help pay for their child’s education. But not all of them share that information with their son or daughter. That silence is an easy misstep for parents who decide to borrow student loans in their own names. (AP Photo/Orlin Wagner, File)

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