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FILE- In this May 29, 2018, file photo a man takes shelter from a rainstorm while running at Gray's Lake Park in Des Moines. Researchers have found dozens of unconscious biases that can drive people to make money decisions they later regret. These behavioral economics concepts include things like “anchoring”, when a specific and perhaps arbitrary number you have in mind sways your decision-making. Or, the “endowment effect” can cause you to overvalue something simply because you own it, leading you to cling to a stock that’s tanking. (AP Photo/Charlie Neibergall, File)

FILE- In this May 29, 2018, file photo a man takes shelter from a rainstorm while running at Gray's Lake Park in Des Moines. Researchers have found dozens of unconscious biases that can drive people to make money decisions they later regret. These behavioral economics concepts include things like “anchoring”, when a specific and perhaps arbitrary number you have in mind sways your decision-making. Or, the “endowment effect” can cause you to overvalue something simply because you own it, leading you to cling to a stock that’s tanking. (AP Photo/Charlie Neibergall, File)

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