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FILE - In this April 3, 2019, file photo a tip box is filled with U.S. currency in New York. Regularly checking in on your money is important. But it’s a task that’s easy to skip if your finances seem fine or if thinking about money stresses you out. So build a habit of quick and simple check-ins that you won’t mind repeating.  (AP Photo/Mark Lennihan, File)

FILE - In this April 3, 2019, file photo a tip box is filled with U.S. currency in New York. Regularly checking in on your money is important. But it’s a task that’s easy to skip if your finances seem fine or if thinking about money stresses you out. So build a habit of quick and simple check-ins that you won’t mind repeating. (AP Photo/Mark Lennihan, File)

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