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FILE - Flood waters surround storm damaged homes on Aug. 31, 2021, in Lafourche Parish, La., as residents try to recover from the effects of Hurricane Ida. Attorneys for 10 states and numerous Louisiana local governments are hoping a federal judge will block a new system for calculating rates for federal flood insurance. Arguments were being heard Thursday, Sept. 14, 2023 in New Orleans federal court over rates that the government began phasing in in 2021. (AP Photo/Steve Helber)

FILE - Flood waters surround storm damaged homes on Aug. 31, 2021, in Lafourche Parish, La., as residents try to recover from the effects of Hurricane Ida. Attorneys for 10 states and numerous Louisiana local governments are hoping a federal judge will block a new system for calculating rates for federal flood insurance. Arguments were being heard Thursday, Sept. 14, 2023 in New Orleans federal court over rates that the government began phasing in in 2021. (AP Photo/Steve Helber)

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