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Robert Atkinson stands outside of the house he shares with his mother in Lincoln, Neb., on Wednesday, March 19, 2014. They face increases in their annual flood insurance premiums due of rate changes from the National Flood Insurance Program, which is $24 billion in debt. he doesn't view the trickling creek near his backyard as a serious threat. "I've lived in Lincoln all my life and I've never seen it flood,” said Atkinson, 57. "It’s like, 'Come on.' If it gets that high, the whole city had better head for higher ground." (AP Photo/Grant Schulte)

Robert Atkinson stands outside of the house he shares with his mother in Lincoln, Neb., on Wednesday, March 19, 2014. They face increases in their annual flood insurance premiums due of rate changes from the National Flood Insurance Program, which is $24 billion in debt. he doesn't view the trickling creek near his backyard as a serious threat. "I've lived in Lincoln all my life and I've never seen it flood,” said Atkinson, 57. "It’s like, 'Come on.' If it gets that high, the whole city had better head for higher ground." (AP Photo/Grant Schulte)

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