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FILE - This Tuesday, June 10, 2008 aerial photo shows flooding from the Kickapoo River in downtown Gays Mills, Wis. in a repeat of the previous August's flooding. President Barack Obama signed a law Friday, March 21, 2014 that rolled back some of the higher premium increases that subsidized policyholders were facing under a 2012 measure. Instead of imposing stiff price hikes immediately, the latest law will cap annual premium increases in the National Flood Insurance Program. (AP Photo/La Crosse Tribune, Peter Thomson)

FILE - This Tuesday, June 10, 2008 aerial photo shows flooding from the Kickapoo River in downtown Gays Mills, Wis. in a repeat of the previous August's flooding. President Barack Obama signed a law Friday, March 21, 2014 that rolled back some of the higher premium increases that subsidized policyholders were facing under a 2012 measure. Instead of imposing stiff price hikes immediately, the latest law will cap annual premium increases in the National Flood Insurance Program. (AP Photo/La Crosse Tribune, Peter Thomson)

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