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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - This March 20, 2014 photo provided by Stewart Clark shows Gay Alexander’s waterfront home in Long Beach, N.Y. For Alexander, Superstorm Sandy "is not over," she says as she speaks about the cost for flood insurance on her damaged, waterfront Long Island home. After the storm, Alexander saw her federal flood insurance bill soar from $850 to $2,200. (AP Photo/Stewart Clark)

ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - This March 20, 2014 photo provided by Stewart Clark shows Gay Alexander’s waterfront home in Long Beach, N.Y. For Alexander, Superstorm Sandy "is not over," she says as she speaks about the cost for flood insurance on her damaged, waterfront Long Island home. After the storm, Alexander saw her federal flood insurance bill soar from $850 to $2,200. (AP Photo/Stewart Clark)

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