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FILE - In this March 31, 2014, file photo, Elizabeth Rich helps a man sign up for the Affordable Care Act at Swope Health Services in Kansas City, Mo. Here’s more fallout from the health care law: Healthy customers with money to spend will no longer be able to walk into a private insurance office or go online and buy standard coverage any time of year. With limited exceptions, insurers don’t plan to sell to individuals outside the open enrollment period in HealthCare.gov and the state insurance marketplaces. (AP Photo/Charlie Riedel)

FILE - In this March 31, 2014, file photo, Elizabeth Rich helps a man sign up for the Affordable Care Act at Swope Health Services in Kansas City, Mo. Here’s more fallout from the health care law: Healthy customers with money to spend will no longer be able to walk into a private insurance office or go online and buy standard coverage any time of year. With limited exceptions, insurers don’t plan to sell to individuals outside the open enrollment period in HealthCare.gov and the state insurance marketplaces. (AP Photo/Charlie Riedel)

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