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American Express, Visa and Master card cards on display in Richmond, Va., Thursday, July 1, 2021. U.S. consumer borrowing surged by $35.3 billion in May as Americans, bolstered by a reopening economy and rising job levels, went back to using credit in a big way. Borrowing on credit cards and for auto and student loans showed solid gains in May, the Federal Reserve reported Thursday, July 8, 2021. (AP Photo/Steve Helber, file)

American Express, Visa and Master card cards on display in Richmond, Va., Thursday, July 1, 2021. U.S. consumer borrowing surged by $35.3 billion in May as Americans, bolstered by a reopening economy and rising job levels, went back to using credit in a big way. Borrowing on credit cards and for auto and student loans showed solid gains in May, the Federal Reserve reported Thursday, July 8, 2021. (AP Photo/Steve Helber, file)

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