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FILE - In this Jan. 10, 2018, file aerial photo provided by the Santa Barbara County Fire Department, mudflow and damage to homes in Montecito, Calif. California's insurance commissioner says more than $421 million in insurance claims losses have been filed since deadly mudslides blasted through the community of Montecito during extremely heavy January rains. (Matt Udkow/Santa Barbara County Fire Department via AP, File)

FILE - In this Jan. 10, 2018, file aerial photo provided by the Santa Barbara County Fire Department, mudflow and damage to homes in Montecito, Calif. California's insurance commissioner says more than $421 million in insurance claims losses have been filed since deadly mudslides blasted through the community of Montecito during extremely heavy January rains. (Matt Udkow/Santa Barbara County Fire Department via AP, File)

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