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ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - This Aug. 22, 2007 aerial photo shows flood waters in downtown Findlay, Ohio. Many home and business owners across Ohio with national flood insurance are likely to be hit with rate increases in 2014. Around 20,000 property owners in the state are among the 1.1 million policyholders nationwide facing higher rates to rescue the debt-ridden National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Kiichiro Sato)

ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - FILE - This Aug. 22, 2007 aerial photo shows flood waters in downtown Findlay, Ohio. Many home and business owners across Ohio with national flood insurance are likely to be hit with rate increases in 2014. Around 20,000 property owners in the state are among the 1.1 million policyholders nationwide facing higher rates to rescue the debt-ridden National Flood Insurance Program, according to a review of federal data by The Associated Press. (AP Photo/Kiichiro Sato)

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