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Michael and Lurie Portanova stand in front of their commercial property in Jersey Shore, Pa. on Sunday March 23, 2014. The couple bought the buildings with the intention of restoring their historical details and opening a cafe and canoe rental business. Thanks to a congressional rollback, their insurance rate will reset, but will immediately start climbing again, year after year. Within five years, the bill will be more than $8,700. Within a decade, it will be more than $26,000. "There's no way we can afford that. Just no way," said Michael Portanova. "We'd have to let it go back to the bank and walk away from it." (AP Photo/Ralph Wilson)

Michael and Lurie Portanova stand in front of their commercial property in Jersey Shore, Pa. on Sunday March 23, 2014. The couple bought the buildings with the intention of restoring their historical details and opening a cafe and canoe rental business. Thanks to a congressional rollback, their insurance rate will reset, but will immediately start climbing again, year after year. Within five years, the bill will be more than $8,700. Within a decade, it will be more than $26,000. "There's no way we can afford that. Just no way," said Michael Portanova. "We'd have to let it go back to the bank and walk away from it." (AP Photo/Ralph Wilson)

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