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A State Farm Catastrophe Services vehicle is parked out front as people look over the damage to Sue and Jack Holloway's home on Crab Apple Court in the Nassau Station development in Lewis, Del., on Sunday. A poll found that just 14 percent of homeowners had a flood insurance policy. The lowest coverage was in a region hit by Irene: The Northeast, with 5 percent. The highest coverage rate was in the South, with 19 percent. (Associated Press)

A State Farm Catastrophe Services vehicle is parked out front as people look over the damage to Sue and Jack Holloway's home on Crab Apple Court in the Nassau Station development in Lewis, Del., on Sunday. A poll found that just 14 percent of homeowners had a flood insurance policy. The lowest coverage was in a region hit by Irene: The Northeast, with 5 percent. The highest coverage rate was in the South, with 19 percent. (Associated Press)

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